Services - The Traditional

No matter how you slice it, there are some basic elements that need to be addressed to increase the odds that your Lifestyle Wealth Plan will be successful.

Those basic elements can be divided into four distinct categories:

  • Assets: What you own
  • Liabilities: What you owe
  • Risks: Protecting yourself and those you love
  • Legacy: Passing wealth to people/causes that are important to you

While the following is not exhaustive, it will provide some insight into some of the “traditional” areas where we help our clients.

Assets

  • Investments
  • Retirement Accounts
  • Portfolio Reviews
  • Asset Allocation
  • Rebalancing
  • Investment Properties
  • Tax Planning
  • Career Planning
  • Cash Flows
  • Social Security

Liabilities

  • Mortgages
  • Home Equity Lines
  • Expense Management
  • Emergency Funding
  • One-time Expenses
  • Caring for Family
  • Planned Large Expenses
  • Portfolio Equity Lines
  • Personal Debt
  • Business Lending
  • Commercial Lending
  • Equipment Leasing
  • Letters of Credit
  • RMDs 

Risk

  • Life Insurance
  • Long Term Care Insurance
  • Health Insurance
  • Property Insurance
  • Guaranteed Income
  • Disability Insurance
  • Liability Coverage
  • Buy-Sell Agreements
  • Key-Person Planning
  • Retirement Planning
  • Asset Titling
  • Creditor Protection
  • Identity Protection

Legacy

  • Gifting Strategies
  • Education Planning
  • Wills and Trusts
  • Powers of Attorney
  • Living Wills
  • Health Care Proxy
  • Life Insurance Annuities
  • Estate Tax Planning
  • Guardianship Issues
  • Charitable Giving
  • Beneficiary Designations
  • Generational Transfers
  • Business Succession Plans
  • Employee Stock Plans